Yes, it is true – well, in most cases. Many women get cheaper car insurance rates than men. Are male drivers cursed by their gender? Perhaps not. They just need to know the secrets of lady drivers.
Buy a safe vehicle. Safe vehicles get cheaper car insurance quotes than vehicles considered unsafe, and safety does not only include seat belts, air bags, and child proof locks. A safe vehicle will also include anti-theft devices.
Buy a modest vehicle. Modest vehicles are less likely to be stolen, and vehicles that are less likely to be stolen are less like to be expensive to insure. You don’t have to buy a minivan to get a cheap car insurance quote, but buying a Jaguar isn’t going to work in your favor.
Be good to your vehicle. Being good to your vehicle means not putting your vehicle in situations where it can become damaged or stolen. Drive like you have some sense – do not push its limits. Park your vehicle in a garage when it is not in use. If you do not have a garage, find out about renting garage space in your area – if you have one within walking distance, or installing a bright outdoor light near where your vehicle is parked.
Drive responsibly. Driving responsibly includes driving the speed limit, obeying road signs and traffic lights, and following the general “rules of the road” altogether. When you drive responsibly, you avoid traffic citations and car accidents, and when you do not have these kinds of blemishes on your driving record, car insurance companies see you as a responsible driver. Your efforts do not go unnoticed. Responsible drivers with clean driving records get cheaper car insurance quotes.
Grow up. Alright, maybe “grow up” would be better phrased “grow older.” The older and more experienced a driver gets, the lower the car insurance quotes and rates become – regardless of gender.