If you live in North Dakota, carrying auto insurance coverage is mandatory. Finding cheap car insurance in the Peace Garden State can be tough, but the internet has made it easier to compare quotes from trusted insurers in order to obtain the best policy. At AutoInsuranceWorld.net, we aim to make this as easy as possible for you.
North Dakota requires at least $25,000 per individual and up to $50,000 per accident for bodily injury, and up to $25,000 per accident for property damage. Another requirement is uninsured and underinsured coverage of at least $25,000 per person and $50,000 per accident.
North Dakota is among the states that require no-fault personal injury safety protection of $30,000 per individual. This covers such expenses as medical bills and loss of work regardless of who is at fault in an accident. Additionally, if you happen to use your vehicle to haul for business, you can be required to have coverage ranging from $750,000 as much as $5,000,000, depending on the kind of cargo.
Now that you understand the minimum requirements in North Dakota for auto insurance, you might be wondering about extra coverage options available.
Along with the required coverage, you can carry collision protection, complete coverage, loss of life and dismemberment, and hole protection. Collision coverage protects against damage to your vehicle due to a collision regardless of who caused it. Complete protection covers any damage to your car by theft, animals, fire, vandalism, falling objects, weather, and other natural causes. Loss of life and dismemberment coverage give extra protection in case of death or the loss of a limb due to an accident. Hole protection covers the difference between the value of your vehicle and the quantity you still owe if your vehicle is stolen or totaled.
The price of car insurance depends on a number of factors. These factors include your location, your driving history, your age and gender, your credit history, and your car, to name a few. Some of these factors you have control over and others you don’t. However, the ability to compare quotes online for free is available for you on this website. You can start your search for cheap car insurance by getting your free quote at the top of this page.