According to Insure.com, residents of Nevada will pay an average of $1,221 in car insurance premiums for 2016, which is slightly below the national average of $1,325. For many residents of the Silver State who live paycheck to paycheck, it is worthwhile to shop around and compare quotes from reputable websites such as AutoInsuranceWorld.net to find a cheap plan with good coverage.
Before you begin searching for the best prices on car insurance in Nevada, you need to sit down and decide what coverage you need. If you are driving a newer car that is financed, you will need to carry the coverage required by your financial institution. Your required coverage may be greater than the state minimum requirements. If you have a list of lender-required coverage amounts, then key it in on one of the many reputable auto insurance quote sites that allow the instant side-by-side comparison of car insurance rates.
In Nevada, you are required to carry minimum liability coverage of $15,000 per individual for any bodily injuries you cause to other people, $30,000 for injuries you cause to more than one person, and $10,000 to cover any damage you do to another person’s property. You are not required to carry any form of personal injury insurance – although you may elect to carry such coverage. All Nevada car insurance companies offer coverage in addition to the state minimums, and you may want to consider additional coverage depending on the age of your vehicle, the value of your vehicle, and your personal financial situation.
Your auto insurance rates in Nevada are determined by a number of factors: your age, your driving record, the kind of car you drive, and the area that you live in, to name a few. If you are going online to shop and compare rates, you’ll need to have some information on hand to make your job easier. First you’ll need your driver’s license and the information it contains. You’ll also need a record of any accidents or tickets you have had and any claims you have made against an auto insurance company over the last five years.
Plan to spend 15 minutes filling out the form on the auto insurance comparison website, but once you’re done you should be able to choose the best policy for you and your family at a price you can afford. Different companies charge different rates, so it pays to compare. A little time spent today looking for the very best and most affordable car insurance could result in substantial savings for years to come.
Start your search for cheap car insurance in Nevada at the top of this page!