Cheap Car Insurance in Idaho

Idaho is a fantastic state. From the lava caves of the south, to the Snake River and Hells Canyon, to the pretty lakes and mountains within the panhandle, Idaho drivers have many reasons to drive around their state and rack up miles. Fortunately for residents of Idaho, the cost of insurance in the state is among the lowest in the nation, with the fourth cheapest yearly cost according to a 2016 study by Insure.com. Residents of Idaho paid are paying an average of $935 per year, whereas the national average is $1,325. For perspective, residents of Montana pay more than twice as much, with a cost of $2,297.

Though the cost of car insurance is comparatively low, drivers in the Gem State may want to save as much money as possible while getting quality insurance for their vehicle. At AutoInsuranceWorld.net, that’s our goal. We want to provide you a means to easily obtain cheap car insurance that meets your needs. We have partnered with top companies in the state competing for your business. We give you the ability to evaluate prices, get the protection you need, and lock in the lowest price.

In Idaho, the competition for your business is stiff. Geico, Oregon Mutual, USAA, State Farm, and Auto-Owners, among many others, offer coverage in the state. The cost of car insurance will not only depend on the company chosen, but also on the policyholder’s driving history as well as the city in which the policyholder resides.

What Insurance Coverage Is Required In Idaho?

Idaho state law requires that drivers carry liability insurance coverage when driving. This protects them in the event of an accident leading to bodily injury or damage to property. It is also a requirement to carry proof of insurance while driving. Driving without insurance in the state can lead to fines, and doing so repeatedly can result in up to a six month jail sentence.

All policies in Idaho should provide at least $25,000 in coverage for injury to one person in case of an accident, $50,000 for injury to two or more people in an accident, and $15,000 for damage to a vehicle or property. Generally, the higher the deductible of a policy, the lower the monthly premium will be.

So what are you waiting for? Go ahead and take advantage of the opportunity to get your free quote at the top of this website. Familiarizing yourself with the marketplace will enable you to choose the plan that best meets your needs.