Cheap Car Insurance in Connecticut

Connecticut is among the states that require drivers to have auto insurance coverage. On the other hand, the Constitution State has among the best auto insurance rates in the country. For this reason, it’s important for residents to seek out cheap car insurance that provides them adequate coverage that meets their specific needs. This means doing your due diligence and getting quotes from reputable websites such as

Minimum Connecticut Insurance Requirements

Every driver in Connecticut must have a minimum level of coverage that includes $20,000 per person for injury or bodily harm, $40,000 per accident for injury or bodily harm, and $10,000 per accident for property damage. Though these are the minimum requirements in the state, for peace of mind and other considerations it may be best to get additional coverage. A person can easily incur $20,000 in medical costs with the current price of health care.

Driving uninsured can result in severe penalties, such as a suspension or revocation of a license to drive. Additionally, Connecticut registers all uninsured autos with the Division of Motor Vehicles (DMV). The Connecticut DMV pulls random information for verification.

Connecticut drivers have dozens of insurance companies from which to choose. Big providers such as Geico, State Farm, and Allstate may offer reasonable deals, but there are other options due to the level of competition. Comparison price shopping is essential to find the best price, but drivers should make sure that the company they are buying a policy from is legitimate and provides the needed coverage should an accident arise. There is no point to paying for car insurance if it will leave you holding the bag with minimal coverage when the unexpected happens.

Insurance companies may supply discounts for multiple vehicles that are insured, for having multiple policies with the same company, or for safe driving over a given time period, among other things. Make sure you look into the discounts provided by your insurer or one you are considering.

You can start your price shopping today by getting your free quote at the top of this page!