It’s probably every driver’s dream in Alabama to pay less for their car insurance. I mean, who wouldn’t want to find cheap car insurance plan that provides them the protection they want? Today, thanks to websites such as AutoInsuranceWorld.net that allow you to quickly compare prices of car insurance policies, finding and getting affordable car insurance in Alabama is as simple as clicking a mouse.
Here are tips for saving on car insurance in the Heart of Dixie:
Not all cars cost the same to insure. If you truly want to save money on your car insurance, you may want to purchase a car that is relatively cheap to insure. Understandably, this is not an option for some who have already bought a car.
Can you keep your car in a garage at night? If so, you may be able to save money every month on your insurance.
Can you add any anti-theft devices to your car? Talk to your agent about the savings you’ll realize before you spend any money. Simply purchasing a steering wheel locking device or a simple electronic device for shutting off your fuel pump could save you quite a bit each month on your insurance costs.
Don’t file small claims. The less often you file a claim with your insurance company, the more you will save on your insurance long term.
Always drive safely. Even one speeding ticket or other moving violation may increase your car insurance rate. If you are convicted for Driving Under the Influence (DUI) or Driving While Intoxicated (DWI), you won’t see low car insurance rates again for at least three years.
If you’ve stopped working and are no longer driving your car to work and back every day, let your agent know. If you start carpooling and are driving your car less, let your agent know about that as well.
If you can possibly use public transportation for most of your “driving” needs and you can reduce your actual driving down to 500 miles a month or less, you may qualify for a rather hefty “low mileage” discount on your car insurance.
If you own more than one car, consider insuring of them with the same company. This may give you a multi-policy discount.
If you’re under 25, you may be able to shave five percent off of your car insurance premium every month by staying in school and achieving good grades, depending on the policy.
If you’re 55 or over, you might be able to save a respectable ten percent on your car insurance by taking — and passing — a special driver’s refresher course that some companies offer. Ask your agent if you qualify for this discount.
If you belong to any clubs or organizations or groups of any kind, ask if they offer group car insurance rates to their members. A surprising number of groups and clubs do.
Can you afford to increase your deductible? Increasing your deductible is a quick and easy way to lower your monthly car insurance premium, but give some thought to this since you will be asked to come up with whatever amount you decide upon as your deductible in cash out of your own pocket if you ever have a claim. Don’t offer to pay more than you can actually afford.
The final step is to go online to find the best policy from a reputable company. Now simply pick the company with the lowest price and best features, and you’re done! You’ve now compared low-cost car insurance in Alabama and you’ve found the very best deal you can possibly find. You can sleep well tonight knowing that you are saving money each and every month on your car insurance.
So start today and get your free quote at the top of this page!